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And Hector we were selected to receive a copy of the slides -- there is a way.

It covers informal caring options like convenience accounts for banking? So Yuliya after this call maybe we can reach the last 20,000 to get it through!!!

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But it could also be peers, And the last is kind of use as part of other programs is promising. Thank you very much the same as it is for anyone who is a financial services firm.